Panama City Beach

Overview for Panama City Beach, FL

17,882 people live in Panama City Beach, where the median age is 44.8 and the average individual income is $40,447. Data provided by the U.S. Census Bureau.

17,882

Total Population

44.8 years

Median Age

High

Population Density Population Density This is the number of people per square mile in a neighborhood.

$40,447

Average individual Income

Welcome to Panama City Beach, FL

A Vibrant Coastal Playground on the Gulf of Mexico

Panama City Beach, located in Bay County, Florida, is a popular coastal destination renowned for its 27 miles of stunning white-sand beaches and crystal-clear emerald waters along the Gulf of Mexico. Known for its laid-back atmosphere, lively entertainment scene, and outdoor adventures, Panama City Beach has long been a favorite vacation spot for families, young professionals, and retirees. The city boasts a wide range of activities, from water sports and beach bars to championship golf courses and family-friendly attractions, making it an ideal location for those seeking both relaxation and excitement.


What to Love in Panama City Beach, FL

  • World-Class Beaches: The soft white sand and emerald waters of Panama City Beach are perfect for sunbathing, swimming, and water sports like paddleboarding, parasailing, and jet skiing.

  • Family-Friendly Attractions: From the Gulf World Marine Park to Shipwreck Island Waterpark, Panama City Beach offers a variety of entertainment options for kids and adults alike.

  • Lively Nightlife and Dining: The city is famous for its vibrant nightlife, beach bars, and seafood restaurants, many offering waterfront views and live music.

  • Outdoor Adventure: Whether you enjoy fishing, golfing, or exploring nature preserves like St. Andrews State Park, Panama City Beach offers ample opportunities for outdoor recreation.

  • Affordable Living: Panama City Beach offers a relatively affordable cost of living, especially compared to other Florida coastal cities, making it attractive to retirees, young families, and second-home buyers.


Local Lifestyle - Living in Panama City Beach, FL

Living in Panama City Beach offers a relaxed coastal lifestyle with a strong focus on outdoor living and recreation. The town’s pristine beaches and calm Gulf waters make it a haven for water sports enthusiasts, while its lively atmosphere offers something for everyone—from beachgoers to nightlife lovers. With its array of family-friendly attractions, vibrant social scene, and seasonal festivals, Panama City Beach is perfect for residents who enjoy an active, community-oriented lifestyle.

The Pier Park shopping and entertainment complex is a hub of activity in the city, featuring restaurants, shops, and an outdoor amphitheater for concerts and events. The area’s many parks and nature preserves, such as Camp Helen State Park and Conservation Park, offer serene spots for hiking, biking, and wildlife watching.

Panama City Beach is also a welcoming place for families, offering great schools, safe neighborhoods, and year-round events, like the annual Pirates of the High Seas Fest and Thunder Beach Motorcycle Rally. Retirees are drawn to the area for its affordable cost of living, warm weather, and laid-back lifestyle.


Dining and Shopping in Panama City Beach, FL

Dining

  • Panama City Beach is famous for its fresh Gulf seafood and waterfront dining. Runaway Island is a local favorite for casual beachside dining, offering seafood and Southern-inspired dishes. For a more upscale experience, Firefly provides fine dining with a Mediterranean twist.

  • For casual eats, Pineapple Willy’s is a well-known beachfront restaurant and bar where you can enjoy BBQ ribs and fresh seafood while overlooking the Gulf. If you’re in the mood for something sweet, visit Thomas Donut & Snack Shop, a local institution known for its handmade donuts and beachside treats.

Shopping

  • Pier Park is Panama City Beach’s premier shopping and entertainment destination, offering a variety of retail stores, restaurants, and entertainment options. Here, you’ll find everything from popular brands like Target and Old Navy to local boutiques and specialty shops.

  • For those looking for beachwear, souvenirs, and local crafts, Alvin’s Island Beach Shop offers a wide selection of coastal-themed goods and gear.

For more dining and shopping options, visit the Panama City Beach Chamber of Commerce website.


Things to Do in Panama City Beach, FL

Panama City Beach is a vibrant coastal city offering a wide array of activities for residents and visitors.

  • Beaches and Water Sports: With 27 miles of pristine shoreline, Panama City Beach is the perfect place for beach lovers. Visitors can enjoy everything from swimming and sunbathing to kayaking, paddleboarding, and parasailing.

  • Gulf World Marine Park: This popular family-friendly attraction offers marine life exhibits, interactive shows featuring dolphins and sea lions, and opportunities to swim with dolphins.

  • St. Andrews State Park: Located on the eastern side of the city, St. Andrews State Park is a natural gem offering hiking trails, wildlife viewing, fishing, and beautiful beaches. The park is also a popular spot for snorkeling and scuba diving.

  • Pier Park: This bustling outdoor shopping and entertainment complex features an array of restaurants, retail shops, a movie theater, and an amusement park with carnival rides and games.

  • Fishing and Boating: Panama City Beach is a renowned fishing destination, with opportunities for deep-sea fishing, pier fishing, and inshore fishing. The city also has several marinas offering boat rentals and charters.

  • Shipwreck Island Waterpark: One of the most popular water parks in Florida, Shipwreck Island offers a variety of water slides, lazy rivers, and splash zones for a fun-filled day in the sun.

For more activities and events, visit the Visit Panama City Beach website.


History and Heritage

Panama City Beach has a rich history tied to its natural beauty and coastal location. Originally a quiet fishing community, the city began to develop as a tourist destination in the mid-20th century. The construction of Hathaway Bridge in the 1920s helped connect the mainland to Panama City Beach, leading to its rise as a popular vacation spot. Today, the city continues to thrive as a vibrant coastal destination, drawing millions of visitors each year.

The area’s history is celebrated through various local museums and landmarks, including Man in the Sea Museum, which showcases the evolution of underwater exploration.


Real Estate Insights

Panama City Beach’s real estate market offers a wide range of housing options, from affordable condos to luxury beachfront estates. The area’s popularity as a vacation destination makes it a hot spot for both year-round residents and investors seeking vacation rental properties.

  • Beachfront Condos: Panama City Beach is known for its beachfront condo developments, offering stunning Gulf views and easy access to the beach. Many of these condos feature resort-style amenities, including pools, fitness centers, and private beach access.

  • Single-Family Homes: For those seeking more space, Panama City Beach offers a variety of single-family homes in both established neighborhoods and newer developments. Areas like Laguna Beach and West End are popular for families looking to enjoy the coastal lifestyle.

  • Investment Properties: The city’s booming tourism industry makes it a prime location for investment properties, particularly vacation rentals. With high demand during peak seasons, investors often see strong returns on short-term rental properties in Panama City Beach.

Explore available properties in Panama City Beach, FL today to find your next home or investment opportunity.


Education and Family Life

Panama City Beach is a family-friendly city offering access to excellent schools, parks, and recreational activities. The area is served by the Bay District Schools, which includes several highly rated elementary, middle, and high schools.

  • Public Schools: The Bay District Schools serve the Panama City Beach area, with top-rated schools such as Surfside Middle School and Arnold High School, known for their academic and extracurricular programs.

  • Private Schools: Families seeking private education options can explore schools like Holy Nativity Episcopal School and Bay Haven Charter Academy, both of which offer strong academic programs.

In addition to its schools, Panama City Beach offers an array of parks, beaches, and family-friendly attractions, making it a great place for raising children.

Learn more about local schools on the Bay District Schools website.


Transportation and Accessibility

Panama City Beach is easily accessible by car, plane, and public transportation, making it convenient for residents and visitors to explore the surrounding areas.

  • Highways: The city is connected to U.S. Highway 98, which runs along the coast and provides easy access to nearby towns and cities, including Panama City and Destin.

  • Airports: Northwest Florida Beaches International Airport (ECP) is located just 20 minutes from Panama City Beach, offering flights to major cities across the U.S.

  • Public Transportation: The Bay Town Trolley provides public transportation services throughout the Panama City Beach area, offering a convenient option for those who prefer not to drive.


Safety and Services

Panama City Beach is known for its safe and welcoming community, with local law enforcement and emergency services ensuring the safety of residents and visitors alike. The Panama City Beach Police Department works closely with the community to maintain safety and provide assistance when needed.

Healthcare services are readily available, with Ascension Sacred Heart Bay and Bay Medical Sacred Heart offering comprehensive healthcare and emergency services in nearby Panama City.


Economic and Employment Opportunities

Panama City Beach’s economy is primarily driven by tourism, hospitality, and real estate. With millions of visitors each year, the city offers a wide range of job opportunities in hotels, restaurants, and retail businesses. Additionally, the growing real estate market provides opportunities for professionals in property management, development, and investment.

The city’s proximity to Tyndall Air Force Base and Naval Support Activity Panama City also creates employment opportunities in defense, education, and healthcare.


Environmental and Sustainability Factors

Panama City Beach is committed to protecting its natural environment, with several initiatives aimed at preserving its beaches, coastal ecosystems, and water quality. The city partners with organizations like Keep PCB Beautiful and Leave No Trace to promote environmental conservation and responsible tourism.

Residents and visitors alike are encouraged to participate in beach cleanups, recycling programs, and water conservation efforts to help protect the area’s stunning natural beauty.


Panama City Beach, FL, offers the perfect blend of relaxation and excitement, with its world-class beaches, vibrant entertainment scene, and outdoor adventures. Whether you're seeking a family-friendly environment, a beachfront property, or a vacation destination, Panama City Beach has something for everyone.

 
 

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Demographics and Employment Data for Panama City Beach, FL

Panama City Beach has 7,801 households, with an average household size of 2.29. Data provided by the U.S. Census Bureau. Here’s what the people living in Panama City Beach do for work — and how long it takes them to get there. Data provided by the U.S. Census Bureau. 17,882 people call Panama City Beach home. The population density is 925.43 and the largest age group is Data provided by the U.S. Census Bureau.

17,882

Total Population

High

Population Density Population Density This is the number of people per square mile in a neighborhood.

44.8

Median Age

51.22 / 48.78%

Men vs Women

Population by Age Group

0-9:

0-9 Years

10-17:

10-17 Years

18-24:

18-24 Years

25-64:

25-64 Years

65-74:

65-74 Years

75+:

75+ Years

Education Level

  • Less Than 9th Grade
  • Associate Degree
  • Bachelor Degree
7,801

Total Households

2.29

Average Household Size

$40,447

Average individual Income

Households with Children

With Children:

Without Children:

Marital Status

Married
Single
Divorced
Separated

Blue vs White Collar Workers

Blue Collar:

White Collar:

Commute Time

0 to 14 Minutes
15 to 29 Minutes
30 to 59 Minutes
60+ Minutes

Schools in Panama City Beach, FL

All ()
Primary Schools ()
Middle Schools ()
High Schools ()
Mixed Schools ()
The following schools are within or nearby Panama City Beach. The rating and statistics can serve as a starting point to make baseline comparisons on the right schools for your family. Data provided by the U.S. Census Bureau.
Type
Name
Category
Grades
School rating

Around Panama City Beach, FL

There's plenty to do around Panama City Beach, including shopping, dining, nightlife, parks, and more. Data provided by Walk Score and Yelp.

1
Car-Dependent
Walking Score
57
Bikeable
Bike Score

Points of Interest

Explore popular things to do in the area, including Tiki Mike's Exotic Tea and Coffee Bar, Emerald Coast Olive Oil, and Vitamins R US Health Foods.

Name Category Distance Reviews
Ratings by Yelp
Dining 3.61 miles 7 reviews 5/5 stars
Dining · $ 2.86 miles 5 reviews 5/5 stars
Dining 1.3 miles 7 reviews 4.9/5 stars
Shopping 2.53 miles 9 reviews 4.9/5 stars
Active 4.63 miles 6 reviews 5/5 stars
Active 1.38 miles 14 reviews 4.9/5 stars
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